Star Health Insurance was started in the year 2006 to provide services in the health insurance sector in the country. It offers several insurance plans to fulfill the needs and requirements of the customers in the market. Star Health Insurance plans are known to available with a bunch of benefits at the affordable prices for Indian customer. Star Health Insurance Company is a preferred choice of lots of people because of the innovative plan structure and excellent features with lots of benefits in these plans. You will be able to find the options of these insurance plans for individuals, families, senior citizens, children and college students.

About Star Health and Allied Company

Star Health and Allied Insurance Company Limited was launched as a joint venture between M/s. ICICI Ventures Funds Management, M/s. Oman Insurance Company, UAE, M/s. Tata Capital Growth Fund, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pvt Ltd, Singapore. This insurance company is approved by IRDA and the company was first standalone insurance Organization in the country. They are known to provide hassle-free and direct claim settlement facilities for the policyholders in the country.

Today, Star Health and allied company is one of the top health insurance companies in India and they have got lots of awards and achievements for their working in Health Insurance sector. Some of the awards won by this company are given below:

  • Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014
  • Claims Service Company of the Year at Indian Insurance Award in 2014
  • Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015
  • Health Insurance Company Of The Year at Indian Insurance Awards 2015

 Top Reasons to Invest in Star Health Insurance Plans

SubjectParticulars
Network hospitalsMore than 8200
The ratio of claim incurred60.51%
No of health policies issued till 20172579591
Grievances solved98.72%
NCB Bonus5% to 100%
TPA InvestmentNo
Pre-existing diseases waiting period4 years
RenewabilityLifetime

Here are some of the best reasons to invest in Star Health Insurance plans for the customers:

  • With this company, you will find direct in-house claim settlement and there is no involvement of any third party for claim settlement for health insurance plans.
  • The company is known to provide easy, quick and hassle-free claim settlement for health insurance plans.
  • As a policyholder, you will get immediate access to the cashless hospitalization and reimbursement facilities. They are known to have more than 7000 hospitals in the network across the country.
  • They are known to have a white presence in the country with more than 6000 branch offices.
  • With Star Health Insurance plans, you will be able to get personalized doctor visit as a patient and the policyholder.

Because of all these reasons, you should definitely go for the best health insurance plan as per your needs and requirements with Star Health Insurance Company.

Additional features with Star Health Insurance:

If you also make choice for Star Health allied insurance plan, you will be able to avail the following additional features as a customer:

  • Co-payment: As a policyholder, you do not need to worry about any copayment. However, the policyholders will need to settle 20% of Star Health Insurance claim if you have age between 61 to 65 years.
  • Life-long Renewability: Star health insurance plans are available with lifetime renewability for the customers and you will be able to get coverage for the entire
  • Pre-existing Diseases: With Star Health Insurance plans, any pre-existing disease will be covered after a waiting period of 4 years.
  • Room Rent: Star health insurance plans are also known to provide room rent expenses at 2% of sum assured value. You will be able to get a maximum of Rs 4000 as room rent on an everyday
  • No Third-party Administrator: There is no involvement of third-party administrators in Star Health plans. They are known to provide direct in-home claim settlement for the customers.

The policyholders and customers will be able to avail all these additional features and benefits by making choice for Star Health Insurance plans.

Coverage with Star Health Insurance Plans

With Star Health Insurance Company, you will find the option of several kinds of policies for the protection of financial condition in the situation of any medical emergency. These Star Health insurance policies are designed to meet the Expectations and needs of the customers for medical expenses in different ways. With these insurance policies, you will be able to find the following coverage benefits:

  • Pre-Hospitalisation Cost: With this policy, you will be able to get pre-hospitalization cost usually up to 30 days.
  • Post-Hospitalisation Cost: There is of post-hospitalization costs usually up to 60 days.

 With these coverage benefits with Star Health Insurance plans, you will also find the following inclusions in these policies:

  • Anaesthetist
  • Nursing Boarding
  • Surgery
  • Room rent
  • X-ray, dialysis, diagnostic materials
  • Consultants, medical practitioner, specialists etc fees
  • Medicines, drugs etc.

List of all Star Health Insurance Plans

There are total of 14 insurance plans offered by Star Health Insurance Company. The list of all plans by Star Health Insurance is given below:

  • Star Family Health Optima Insurance Policy
  • Star Senior Citizens Red Carpet Insurance Policy
  • Star Comprehensive Insurance Policy
  • Star MediClassic Insurance Policy (Individual)
  • Star Health Gain Insurance Policy
  • Star Super Surplus Insurance Policy
  • Star Diabetes Safe Insurance Policy
  • Star Cardiac Care Insurance Policy
  • Star Net Plus Insurance Policy
  • Star Care Micro Insurance Policy
  • Star Criticare Plus Insurance Policy
  • Star Family Delite Insurance Policy
  • Star Cancer Care Gold (Pilot Product)
  • Star Special Care Insurance Policy

 

  • Star Family Health Optima Insurance Plan
Star Health PlanFamily Health Plan
Entry Age18 years to 65 years (Indian residents)
Sum Insured RangeRs. 3 Lakhs to Rs. 25 Lakhs
PremiumsRs. 4215 is for SI of Rs.100000 in Zone 3, age group 16 days-35 years for family size!A+1C and Rs. 135070 in Zone 1, age group above 80 years for family size 2A+3C – in both the case excluding tax.
RenewabilityLifelong
Co-Payment20% of each and every admissible claim for age above 60 years
Policy Term1 Years
CoversAmbulance charges

In-patient hospitalization

Domiciliary hospitalization

Day-care expenses

New-born baby coverage

This health insurance policy is available to provide the coverage benefits for the individuals as well as the family at a very affordable price.

Features of Star Family Health Optima Insurance Plan

  • Star Health Family health Optima plan is available as single policy providing the coverage benefits for the entire
  • Auto recharge facility is available up to 300% of sum insured.
  • The customer will get the benefit of automatic restoration of the sum assured three times during the time of policy, provided sum assured is Rs 3 lakh or above.
  • There is also the benefit of auto coverage for newborn babies from 16th day in the family.
  • There is also coverage benefits for the expenses in the case of organ transplantation.
  • This plan also provides coverage for all day procedure during the treatment period.
  • This health insurance policy comes on floater basis and the sum insured slots among all the members insured under the plan.

Eligibility:

  • All the Indian citizens between the ages of 18 to 65 years can apply for the plan.
  • The Infant must have minimum age of 16 days to get coverage under the plan.
  • For the customers having age above 65 years, the policy can be renewed for a lifetime.

 

  • Star Senior Citizens Red Carpet Health Insurance Plan
Star Health PlanIndividual Plan
Entry Age60 years to 75 years
Sum Insured Range1 Lakh to 10 Lakhs
RenewabilityGuaranteed after 75 years
PremiumsRs. 4,450 to Rs. 26,550
Discount5% discount while purchasing health policies online
Co-PaymentA co-payment of 50% is applicable for pre-existing disease claims and 30% for other claims.
Policy Term1 Year
CoveragePre-hospitalisation and post-hospitalisation expenses

Coverage for specific ailments

Outpatient consultations

In-patient hospitalisation

Ambulance charges

This star health insurance plan is extended to the senior citizens having age above 60 years.

Features of Star Senior Citizens Red Carpet Insurance Policy

  • There is no requirement of appearing for pre-policy medical screening for this insurance policy.
  • This insurance plan provides the coverage for inpatient hospitalization expenses including room rent, nursing fees medication, anesthetics and more.
  • With this insurance plan, you will find coverage for pre-existing diseases after the waiting period of 12 months.
  • Senior citizen health insurance plan comes with coverage for the expenses for the queries related to the treatment in network hospitals.
  • You can also get this plan as an individual insurance policy.
  • With this policy, you will find the coverage for specific Day Care procedures as well as transportation expenses.

Eligibility:

  • You must have an age between 60 to 75 years to go for this insurance plan by Star Health Insurance Company.

 

  • Star Comprehensive Health Insurance
Star Health PlanIndividual and family health plan
Entry Age18 years to 65 years; dependent children: 3 months to 25 years
Sum Insured RangeRs. 5 Lakhs to Rs. 25 Lakhs
PremiumsStarting from Rs. 7,015. Actual premium differs, basis age, sum insured, and family size
RenewabilityLifelong
Co-PaymentA co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
Policy Term1 Year
CoveragePre-existing diseases

Pre-hospitalisation and post-hospitalisation expenses

New-born baby cover/delivery cover, which includes C-sec deliveries and the vaccinations for newborn babies)

Daily cash for hospital expenditure

Outpatient treatment (Ophthalmic and Dental)

 This insurance plan is available with mediclaim coverage for the entire family of individual and it is issued on the basis of the floater plan.

Features of Star Comprehensive Health insurance Plan

  • There is no upper limit for the treatment and room rent cost with this plan.
  • You will find the coverage in the case of personal accident where the policyholder faces permanent disability or sudden death.
  • There are benefits of automatic insurance coverage for newborn baby where it also provides the benefits in Maternity.
  • There are benefits of coverage for the expenses of outpatient ophthalmic treatment.
  • With this health insurance plan, you will find coverage for 405-day care procedure during the period of treatment.
  • There are extra benefits for a health checkup, assistance for Air ambulance and bariatric surgery with no additional cost.
  • This insurance plan is available on the individual as well as floater basis for the customers.

Eligibility

  • You must have an age between 18 to 65 years to make choice for this plan. Independent children having age between 3 months to 25 years can also get benefits with this insurance plan.
  • Star MediClassic Health Insurance
Star Health PlanIndividual and family health plan
Entry Age5 months to 65 years; only renewal permitted after the age of 65 years.
Sum Insured RangeRs.1.5 Lakh to Rs. 15 Lakh
Annual Premium ChargesRs. 2510 to Rs. 88170, differs basis age, sum assured and zone
Two-year Premium ChargesRs. 4769 to Rs. 167523 (varies on the basis of age, sum assured, and zone)
RenewabilityLifelong
Co-PaymentA co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
Policy Term1 Year
CoveragePre-existing diseases

Pre-hospitalisation and post-hospitalisation expenses

Health-care expenses

Day-care procedures

Non-allopathic procedures

This family health insurance plan is available as a complete family package having the benefits of Health and mediclaim with bonus options.

Features:

  • You will be able to apply for auto restoration up to 200% of sum assured in the case of the individual
  • Extended in form of the hospital cash facility.
  • You will also get coverage of 101-day care procedure during the time of treatment with this plan.
  • For the patients, it also provides free health checkup as a benefit.

Eligibility:

  • You must have age between 5 months to 65 years to go for this insurance plan.
  • Children will be covered only with parents under this plan.
  • HIV positive people can also choose this plan as per the terms and conditions of the company.

 

  • Star Health Gain Insurance Plan
Star Health PlanIndividual and family health plan
Entry AgeAge of Entry 91 days to 65 years
Sum Insured RangeRs. 1 Lakh to Rs. 5 Lakh
PremiumsRs. 800 to Rs. 30450 (Individual) and Rs. 1950 to Rs. 43785 (Floater) based on the sum insured, entry age, plan and family size)
RenewabilityLifelong
Cooling Off Period30 days
Policy Term1 Year
CoverageAmbulance charges

Day-care treatments

In-patient hospitalisation

Outpatient procedures within the limits

Pre-existing ailments after 48 months

This insurance policy provides the cover mediclaim to an individual along with the family.

Features:

  • With this insurance plan, you will find coverage benefits for inpatient and outpatient treatment.
  • The amount saved from outpatient treatments will be carried forward to the next
  • There is fixed Premium for all with this insurance policy.
  • At the time of renewal, you will be able to avail maximum up to 10 % discount on premium if there is no claim made by the policyholder during policy tenure.

Eligibility:

  • You must have an age between 5 months to 65 years to go for this insurance plan.
  • Children will be covered under the plan only with parents.
  • Dependent children having age below 25 years can also get benefits of this insurance policy.

 

  • Star Super Surplus Insurance Plan
Star Health Plan TypeIndividual and family Health plan
Entry AgeAdult: 18 years to 65 years; children: 3 months to 25 years
Sum Insured RangeRs. 3 Lakh to Rs. 10 Lakh
PremiumsRs. 1950 to Rs. 36360 based on the sum assured and entry age
RenewabilityLifelong
Co-PaymentA co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals. (only for Gold Plan)
Policy Term1 Year
CoverageAir ambulance cover

Medicine costs

Consultant/surgeon fees

Operation theater expenses

Hospitalisation charges

Second opinion costs

This plan is available as top-up policy that is available at affordable price for the customers.

Features:

  • There is no need for any pre-policy medical checkup while getting this plan.
  • The patients will also get coverage for pre-existing diseases after completing 36 months of the regular insurance coverage.

Eligibility:

  • The customer must have an age between 5 months to 65 years to go for this insurance plan.
  • Children will be covered under the plan only with parents.
  • Family floater plans provide the coverage for the individual along with spouse and up to two kids.
  • This plan is also available for individuals.

 

  • Star Diabetes Safe Insurance
Star Health Plan TypeIndividual & Family Health Plan
Entry Age18 years to 65 years
Sum Insured RangeRs. 3 Lakh to Rs. 10 Lakhs
RenewabilityLifelong
Waiting Period30 days (except for accidents) to 48 months (pre-existing diseases)
Policy Term1 Years

This insurance plan is provided by Star Health Insurance Company for diabetic patients.

Features:

  • With this Star Health Insurance plan, you will find coverage for regular hospitalization and expenses related to diabetes and complications.
  • This plan is available to opt for self and spouse.
  • You will be able to apply for auto restoration up to 100% of the sum assured with this plan.
  • With this insurance policy, you will find coverage for 400 Day Care procedures during the period of diabetes treatment.

Eligibility:

  • You must have an age between 18 to 65 years to go for this plan.
  • The customers who are diagnosed with diabetes are eligible for this insurance policy

 

  • Star Cardiac Care Health Insurance
Star Health Plan TypeIndividual Plan
Entry Age10 years to 65 years
Sum Insured RangeRs. 3 Lakh to Rs. 4 Lakhs
PremiumsGold Plan: starts at Rs.22,172
Silver Plan: starts at Rs.16,632 (incl. Tax)
RenewabilityLifelong
Co-Payment10% of claimable expenses for individuals with entry age 60 years.
Policy Term1 year
CoverageAmbulance charges

Hospitalisation expenses

Day-care treatments

Personal Accidents

Cardiac ailments after 90-days of the waiting period

Pre-existing ailments after 48 months

This insurance plan is available for heart patients who want to avail the benefits for medical expenses.

Features:

  • With this insurance plan, you will find coverage against heart diseases after 90 days of completing the insurance policy.
  • There are two variants of this plan available: silver plan and gold plan.
  • Extended in form of the hospital cash facility.
  • With this insurance plan, you will find coverage for 405 Day Care procedures during the period of treatment.

Eligibility:

  • The customer must have an age between 10 to 65 years to choose this insurance plan.
  • Who undergone Bypass surgery or PTCA treatment within 7 years before purchasing the plan.
  • This insurance policy is also available on an individual basis for the customers.

 

  • Star Net Plus Health Insurance
Star Health Plan TypeIndividual Plan
Entry AgeNo Age Limit
Sum Insured RangeRs. 30,000 to Rs. 50,000
Annual PremiumRs. 2500 to Rs. 4,000
Medical ScreeningRequired
Waiting periodAIDS confirmation (CD4 test) within 90 days of the commencement of the policy

This Star Health Insurance plan is available for HIV + patients who want to avail benefits.

Features:

  • With this insurance policy, HIV + patients and their family members will get the benefits of coverage.

Eligibility:

  • Any person who is diagnosed with HIV + can go for this policy.
  • Who is taking services from NGOs or government Agencies can also go for this

 

  • Star Care Micro Health Insurance Policy
Star Health Plan TypeIndividual & Family Health Plan
Entry Age18 years to 65 years (Adults) 2 years to 25 years (Children)
Sum AssuredRs.1,00,000
PremiumsStarts from Rs. 905 (Varies based on the sum assured and the age)
PremiumSingle
RenewabilityLifetime
Medical ScreeningNot required
CoverageHospital cash benefits

Accidents occurring while paying any winter sports

Education grant for minor kids

Travel expenses for one relative

This Star Health Insurance policy is available to provide coverage for the individual as well as his family.

Features:

  • This plan is available on the individual as well as floater basis for the customers.
  • It is only available in selected cities where Tier 1 and Tier 2 locations are divided.
  • Tier 1 locations are the places having a population between 5 to 10 lakh as per Census 2011.
  • Tier 2 locations are places having population below 500000 as per Census 2011.

Eligibility:

  • The customer must have an age between 18 to 65 years to go for this plan.
  • Only the residents in Tier 1 and Tier 2 locations can go for this policy.

 

  • Star Criticare Plus Health Insurance
Star Health Plan TypeIndividual Plan
Entry Age18 years to 65 years
Sum AssuredRs.2 Lakh to Rs.10 Lakh
PremiumRs.3,750 to Rs.35,350 (exclusive of tax)
Discount5% for two or fewer members; 10% for more than two members
RenewabilityLifetime
Co-Payment30% of claims for insured parties above 60 years
CoverageHospitalization expenses

Day-care procedures

Pre and post hospitalization expenses

Non-allopathic procedures

Ambulance charges

This plan is available as a protection for the policyholder where he will get critical expenses as well as added benefits.

Features:

  • This is available as a critical illness policy that provides the coverage for inpatient hospitalization, including room rent, nursing fees, medication and other such expenses for a minimum of 24 hours.
  • It also provides the coverage for pre-hospitalization and post-hospitalization expenses as well as ambulance charges.
  • As the policyholder, you will find coverage against Day Care procedures with this policy.
  • This insurance policy is issued on an individual

Eligibility:

  • The customer must have an age between 18 to 65 years to go for this plan.

 

  • Star Family Delite Health Insurance
Star Health Plan TypeFamily Health Plan
Entry Age5 months to 65 years
Sum AssuredRs.2 Lakh to Rs.3 Lakh
PremiumRs.2,800 to Rs.33,100
RenewabilityLifetime
Medical screeningRequired for entrants above 50 years at authorised centres
CoveragePre-hospitalization and post-hospitalization expenses

Emergency ambulance fees

Certain diseases specified in the brochure

In-patient hospitalization expenses

Pre-existing ailments after 48 months

This insurance policy is available to provide coverage for the entire family with added benefits.

Features:

  • It provides the coverage benefits for pre and post hospitalization expenses with ambulance charges.
  • You will be able to find the coverage benefits for day care procedures with this plan.
  • It also provides coverage for specific diseases.
  • It provides the coverage for inpatient hospitalization, including room rent, nursing fees, medication and other such expenses for a minimum of 24 hours.

Eligibility:

  • The customer having age between 5 months to 65 years can go for this policy.
  • This plan is available on floater basis for the individuals, spouse and dependent kids.

 

  • Star Cancer Care Gold (Pilot Product)
Star Health Plan TypeIndividual Health Plan
Entry Age5 months to 65 years
Sum AssuredRs.3 Lakh to Rs.5 Lakh
PremiumSection 1: Rs. 17,400

Section 2: 12,250

Co-payment10% co-payment for the insured who have attained an age of 60 years or more
RenewabilityLifetime
Medical screeningNo need for any pre-policy medical screening
Policy Term1 year
CoverageSection 1: Offers lump sum benefits in the event of recurrence of second cancer/disease/metastasis

Section 2 (Indemnity Coverage): It offers cover for interventional and surgical therapy

Section3 (Indemnity Coverage): It offers cover for non-interventional and non-surgical therapy

Features:

  • This is available as the first Indian insurance policy on pilot basis providing the benefits for cancer affected people.
  • It is available to provide the coverage benefits against the risk of spreading of Cancer, recurrence of cancer and second cancel for the patients.
  • This Star Health Insurance policy is available for individuals diagnosed with cancer.
  • There is no requirement of any pre-acceptance medical checkup for the plan.

Eligibility:

  • You must have an age between 5 months to 65 years for this policy.
  • The individuals can get coverage for self, spouse dependent parents and children with this plan.

 

  • Star Special Care Insurance Policy
Star Health Plan TypeIndividual Health Plan
Entry Age3 years to 25 years
Sum AssuredRs.3 Lakh
Co-payment20% for each claim
RenewabilityLifetime
Medical screeningNo pre-acceptance medical screening is required
Policy Term1 year
CoverageHospitalization charges up to Rs. 5000 per day

Anesthetist, surgeon, consultants, medical practitioner, and specialists fees included

Operation theater charges, blood, oxygen, medicines, drugs, anesthesia, surgical appliances, etc.

Features:

  • This Star Health Insurance plan is available to provide the medical benefits for kids diagnosed with Autism Disorder.

Eligibility:

  • The kids must have age between 3 years to 25 years to go for this plan.
  • The kids diagnosed with Autism disorder are eligible to go for this policy.

Star Health and Allied Insurance Co. Ltd. Combi Plans in Association with India First Life Insurance:

  • Star First Care
  • Star First Classic
  • Star First Delite
  • Health Insurance for Corporates
  • Star First Comprehensive

Travel Insurance:

  • Star Corporate Travel Protect Insurance Policy
  • Star Travel Protect Insurance Policy
  • Star Student Travel Product Insurance Policy

Personal Accident Insurance:

  • Student Care
  • Accident Care Individual Insurance Policy

These are several kinds of plans available for the customers in India by Star Health Insurance Company. They are providing a bunch of benefits for individuals, families, corporate and patients with all these policies in the country.

Star Health Insurance Premium Calculator

As a customer, you always want to know about the premium amount before making choice for any insurance policy. With Star Health Allied Insurance Company, you will definitely get help to calculate the annual premium without any kind of inconvenience. You just need to use Health Insurance Premium calculator to know about the annual premium. It will ask for some of the essential details as given below to provide the information about the premium amount:

  • Policy Tenure
  • Sum Insured
  • Scheme (total number of members you want to add in the plan)
  • Date of birth of the eldest member

With all these details, you will get the information of basic as well as gross premium amount with your policy.

With Star Health Insurance Company, the customers will also find the facilities of making online payment for the premium amount. You do not need to travel any branch office or contact the insurance agent to make the premium amount. You can directly visit the official website and can make the online payment with an easy and safe method.

Renewal of Star Health Insurance plan:

Most of these health insurance policies are available with the facility of lifetime renewability for the customers. However, you will find the limitation of renewability period with some of the health insurance plans provided by the company. It is very important to know about all the terms and conditions in the policy documents before buying the plan to understand the renewal process in a proper way for the specific plan provided by Star Health Insurance Company.

Online Renewal Process for Star Health Insurance Plans

If you are looking for the process to renew the Star Health Insurance plan online, you just need to follow the easy steps given below for it:

  • First of all, visit the official website of Star Health Insurance company and click on Renewable Tab on the website.
  • After that fill the details of policy including policy number, date of birth, email id and registered mobile number in the form.
  • Click on the process button.
  • Check all the field details including gross premium and service tax before proceeding.
  • After that, click on the option of purchase policy.
  • Proceed to Star Health insurance premium payment. There will be options of net banking, debit and credit card to make premium

Claim Process for Star Health Insurance Plans

You just need to go with the easy and quick process given below for cashless claim:

  • First of all, visit the insurance desk at the hospital reception where you are going for treatment.
  • Display the details of policy ID for identification.
  • Star Health Insurance network hospital will check the identity and submit a pre-authorization claim form.
  • The doctor will evaluate all the documents and will verify as per the terms and conditions.
  • After completing all the essential formalities, the company will settle the claim as per terms and conditions.

Apply for Star Health Insurance plan:

If you are looking to apply for any insurance plan by Star Health Insurance Company, you can use multiple ways including:

  • The customers can simply call on the sales helpline number of company and can contact customer service representative to buy the health insurance policy.
  • You can provide the details of your name and mobile number on the company website to request for a call back.
  • The customers can also visit the branch office or can contact any insurance agents to buy the available plans.

Star Health Insurance Network Hospitals

With Star Health Insurance Company, you will find a wide network of more than 8200 hospitals across the country where you will get cashless hospitalization facilities with your policy. It is one of the largest networks of hospitals in the country with any insurance company. You will definitely get the facilities to track the nearby network hospital by visiting the official website of Star Health Insurance Company. After that, you can get hassle-free and simple Health Claim settlement process without any need of third-party administrator for the benefits.

FAQs:

What is healthcard?

Health card is given with your health insurance policy as Star Health Insurance customer. It is like an ID card that will allow you to get quick cashless treatment in the networked hospital with Star Health Insurance Company.

What are the limits on number of claims in one year with Star Health Insurance plans?

There is no limit on number of claims with Star Health Insurance plans in one year. However, there is limitation on the sum insured that will be maximum allowed as per the limitation terms of the policy.

Is Star Health Insurance plan available for non-Indian?

Yes, non-Indian people can also go for Star Health Insurance plans but the coverage benefits will only be provided across India.

Are there any tax-related benefits with these Health Insurance plans?

Yes, you will definitely find tax benefits with Star Health Insurance plans where the premiums paid for the insurance policy will be exempted from Tax under section 80d of IT Act 1961.

conditionSpouse, Dependent Children, and SelfParentsDeduction Under Section 80D
Individual and his/her family are less than 60 years of age.Rs. 25,000Rs. 25,000Rs.50,000
Individual and his/her parents are of age 60 years or aboveRs. 30,000Rs. 30,000Rs. 60,000
Individual and his/her family are below the age of 60 years and parents are above the age of 60 yearsRs. 25,000Rs. 30,000Rs. 55,000

Which are the diseases where I can get insurance coverage benefits?

With Star Health Insurance plans, you will find the coverage benefits with the following diseases:

  • Genetic Disorder
  • Infertility
  • HIV/AIDS
  • Childbirth orpregnancy-related complication
  • Hernia
  • Congenital disorder
  • Piles
  • Sinusitis
  • Cataract
  • Fistula
  • Diseases caused due to alcohol/drugs consumption

How can I check the status of Star Health Insurance policy?

Once you apply for Star Health Insurance policy, the procedure of approval will start quickly. If you want to check the status of your Star Health Insurance policy, you can visit the official website of Star Health Insurance Company. You will find the option of Claims at the homepage where you will provide the required details.After that, you will find the details of status of your insurance policy.

What is the process to check Star Health Insurance claim status?

For the claim process, you will need to inform the company to start the claim approval process. In the case of cashless claim, you will get the settlement within 2 hours. If you want to check Star Health Insurance claim status, you can visit the official website of the company. There will be section of Claims at home page where you will click on “Claims Status” and enter the required details to get information about the status.

Can I get any top-up plan with Star Health Insurance?

Yes, you can go for top-up plan with Star Health Insurance policy. You will get high sum assured at affordable premium with it. With top up policy, you do not need to go through any medical checkup and the preexisting disease will be covered after completing 3 years of the waiting period. The individual policyholders can also go for the top up plan and can get the benefits.

How can I pay Star Health Insurance Premium?

For the customers, it is very easy to pay the premium for Star Health Insurance plans. You just need to visit the official website of the company where you will choose your health insurance policy. You will fill the details required at the website and you can also use premium calculator to know about the premium amount. After that, you can use net banking, credit card or debit card to make online payment of your insurance premium.